We put in an offer on a place in East London. 3.5 months and no questions asked later The Bank just approved our mortgage. 3.5 months! What the hell were they doing? Buying a first pad is stressful.
Oh my God we are finally about to own property. Not the best of economic housing market climates to be announcing that proudly but hell...This feels like a small victory for some reason. Considering the size of the mortgage for the City square meterage involved and the huge deposit they required I am not even sure why it should feel like a victory. Maybe it's the fact that the offer I hurriedly threw out there back in June I later retracted when A told me how much we would owe the government in stamp duty. I went back in with a lower offer and more or less said take it or leave it. They accepted. I then found out that it's a sought after building and I'd got a great deal. Or maybe it's the the thought that we are no longer paying off someone else's mortgage and lining their pockets with rent payments. If this goes through all that is missing is a family. I can't dwell on that for now, it's just too raw. My mind is on furniture. I'm already mentally filling the place with brand new kit.........
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Welcome to bank servitude... seriously, I wish you well.
Posted by: Trooper Thompson | September 02, 2010 at 12:07 AM
Thanks. My feelings are all over the place...scared, thrilled, happy to be moving on somewhere new and away from this year's memories...then worried again, then excited about furniture. Argh.
Posted by: alison | September 02, 2010 at 12:20 AM
Congratulations, alison!
Posted by: Andy | September 02, 2010 at 02:26 AM
Mazel tov!
Wishing you many happy years in your new home.
Posted by: Fay | September 02, 2010 at 05:56 AM
Thanks all!
Posted by: alison | September 02, 2010 at 08:33 AM
Congratulations! That's fantastic!
Posted by: Laura | September 02, 2010 at 09:00 AM
Congratulations to you both. Look forward to seeing pictures of your new place. Especially before and after of the interior design. :-D
Oh, did you mention shopping for furniture? http://www.decor-furniture-shop.co.uk/
Damn, don't you just hate link droppers. :p
Posted by: Edward | September 02, 2010 at 01:57 PM
Congrats! Owning a home is a great experience, but it will also frustrate you.
Have you met any of the neighbors? You know what they say - "You can pick your house, but you cannot pick your neighbors". So be ready...
Posted by: Erik | September 02, 2010 at 02:42 PM
Outstanding! That first-time-purchase is all the things you say and when it's all over and you lock the door that first night, knowing you just secured your own home...
All that stuff just fades away.
Posted by: Kris, in New England | September 02, 2010 at 03:23 PM
Thank you you lovely people :)
Posted by: alison | September 02, 2010 at 08:08 PM
Congrats! Buying a home is a scary proposition but it IS rewarding... sometimes financially, but always psychologically. I'm happy for ya, Alison!
Posted by: Buck | September 02, 2010 at 09:29 PM
Thank you Buck. I'm very excited by it all. And proud too. We worked hard to get his far.
Posted by: alison | September 02, 2010 at 09:43 PM
Congrats, Alison. Like everyone has said, purchasing a home can be a scary and overwhelming, but when all is said and done, you will be happy with the decision.
Posted by: Buckskins Rule | September 03, 2010 at 03:57 AM
Pssst..pictures. Just saying.
Posted by: Laura | September 03, 2010 at 06:18 PM
Congrats!
Posted by: Nicole | September 04, 2010 at 04:11 AM